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Considering extra mortgage payments? Given the current landscape, the question is– is it more prudent to overpay your mortgage or bolster your savings? The crux of the decision hinges on your existing mortgage rate. If your mortgage rate is comparable to or exceeds your savings rate, it might be a strategic move to allocate any
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In 2022, people in the UK unknowingly spent half a billion pounds¹ on subscriptions that automatically renew. It can be easy to get caught out if companies make it difficult to cancel or fail to remind you that their service is due for renewal. Insurance could be one of these products that slip through the
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What steps would you take if your health meant you were no longer able to work? For people with an income protection policy in place, it would likely be to focus on their health. Those without income protection might end up thinking about money a lot more than they want to. Long-term illness Research shows
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As research1 reveals that 45% of UK adults are losing sleep over money, we’re here to remind you of the value of professional advice. Counting cost-of-living sheep The squeeze on people’s finances caused by the cost-of-living crisis is understandably a key reason why people are struggling to get enough shut-eye. If you’re awake with worry,
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