People tend to think about life insurance at trigger points in their life such as having children. It’s normal when people take on greater responsibility in their lives that they assess their ability to provide financial security to loved ones if the worse were to happen. A misconception does exist that life insurance is for
Buying a property is the biggest purchase most people will ever make and mortgage repayments tend to be most homeowners’ largest monthly expense. Despite this, many don’t back up their investment with the right level of protection. If you were to fall ill and be unable to work, would you be able to keep up
Roughly nine in ten homes have underestimated the amount of cover they need to account for ‘rebuilding’ costs on their property insurance, estimates show1. This is largely because costs have shot up by 18% in a year, resulting in the average three-bed semi-detached home now costing £53,000 more to rebuild than it would have in
The stereotypical picture of applicants for a joint mortgage is a married couple or civil partnership bringing together their finances and committing their future to one another. Increasingly, however, a new type of buyer is resorting to joint mortgages: first-time buyers (FTBs) struggling to get a foot on the ladder. Teamwork A joint mortgage is