Mortgages | Oundle & Stamford | Oundle, Peterborough


Arranging a mortgage is a big decision; one that will potentially change the way you spend and live for years to come.

How we can help

The mortgage market is competitive and can be intimidating. Alone, it’s almost impossible to ensure you’re making the right decision.

Emma O’Neill has spent the past 15 years developing her expertise and understanding of the market. She is always able to recommend the most suitable and cost-effective option for you.

Emma works with first-time buyers, people buying their next home, existing homeowners looking to remortgage and Buy to Let investors.


Learn more about who we work with…

Our conveyancing service

We’re proud to offer a bespoke service. As part of this commitment, we work with a panel of solicitors and conveyors who we are able to instruct on your behalf. It’s just another way we can make the mortgage process as stress-free as possible.

Our client journey

Are you a first-time buyer?

  • First-time buying can be daunting. We’re here to guide you every step of the way, beginning by explaining the whole homebuying process; what happens when, and the fees required.
  • We show you how much you can borrow and the amount of deposit you will need to pay. We also explore the different mortgage options with you and explain how much your repayments will be.
  • We work alongside you through every step of the transaction to ensure that the process of finding your dream home to moving day is as smooth as possible.

Are you looking to buy your next home?

  • Moving home can be a stressful process. From experience, we know that the first step in eradicating any anxiety is to find the right mortgage for you.
  • We’ll talk you through all the details to inform your decision making: including interest rates, insurance and arrangement fees.
  • From our initial discussions to the day you get the keys to your new home, we’ll be with you every step of the way.

Are you looking to remortgage?

  • It can be hard to know if you’ve got the best deal with your mortgage. If you’re looking to change your arrangement, we help you establish whether a remortgage could help reduce your monthly payments and leave more money for you.
  • We assess your situation and recommend the best option for you, searching the whole market to find the best deal.
  • You can trust us to give truly bespoke mortgage advice and do what’s right for you.

Are you looking to Buy to Let?

  • The recent changes to mortgage lending make Buy to Let mortgages an area that increasingly requires the help of a specialist.
  • If you’re looking to add a property to your portfolio, we’ll help you find the right mortgage to enable you to do so.
  • We can also review your existing Buy to Let mortgages and help you to make the right decisions going forward.

Client testimonials

When we wanted to change our mortgage provider, we decided to use Oundle & Stamford Mortgage Services and we are so pleased we did! Emma was very thorough and took the time to find us the best options for what we wanted. Very professional and clearly knows her job... would highly recommend. Thank you Emma!

Mr & Mrs Weston


A friend recommended Emma at Oundle and Stamford, and from the first phone call I felt totally at ease, as Emma reassured me that she was confident she could help us. Throughout the mortgage application process, she was professional, knowledgeable, and spent time explaining our options.

Michael & Nancy


We were first time buyers and we were a bit lost in how the whole process works in buying our very first home. Emma was fantastic, she explained things to us every step of the way by phone, email and over WhatsApp messaging, which was very good because if we had a quick question over something we didn't understand we could WhatsApp Emma and she would get back to us very quickly. Both of my brothers have used Oundle and Stamford Mortgage Services and we can all highly recommend!! Thank you so much for helping us move into our new home.

Scott & Jamie


Emma has been amazing from start to finish. She has kept us updated throughout. Answered all questions we have had and even helped with chasing up solicitors and paperwork. On top of that she got us the best deal on our mortgage. Would highly recommend. Thank you, Emma, for all your help.

Stephanie & Tom


We are extremely happy with the service that Emma of Oundle & Stamford Mortgage Services provided for us. After struggling for a while to find a mortgage that worked for us with different brokers, Emma seemed to make things work almost immediately. With a fair fee, great communication and an abundance of knowledge with lenders, Emma made the whole process very smooth and stress-free for us throughout.

Abby & Sandy


Our first experience with the property ladder has not been an easy one but we can’t thank Emma enough for her patience and support throughout the entire experience. Emma has come back to emails and phone calls without delayand has offered us great advice along the way. Emma came recommended from a friend and we could not recommend her enough! Thanks, so much Emma!

Anna & Jack


Emma has been brilliant, making us feel at ease and assured us we had nothing to be embarrassed about! She managed to fit the appointments around our busy family life and gave us lots of different options for our re-mortgage. She has helped us every step of the way. We will absolutely use Oundle & Stamford Mortgage Services again and would highly recommend their services.



Communication with Emma has always been very good whilst negotiating difficulties encountered when dealing with mortgage lenders. It was apparent very early on that Emma was extremely competent and understood the mortgage market well.

Mr Dard


Emma is extremely professional and personable; she knows her industry very well and gave me a lot of confidence throughout the entire process. I would have no hesitation in working with Emma again in the future.



Emma was absolutely stand out; not only did she know the in's and outs of every lender and placed me in the best possible way, pushing my affordability to the exact amount I needed, but she was also so personable, came back to me really quickly on all my questions (which was loads as a first time buyer purchasing on my own), I felt really looked after and she even called me when she was on holiday. Thank you so much Emma for helping me get my first mortgage.


St Ives, Cambridgeshire

I was referred to Emma via my previous Mortgage service provider. The service has been fantastic, and I would highly recommend anyone who is looking in the future to use this company! Very professional and customer centric experience! Thank you and well done.



Emma is very friendly, professional, and most importantly, does not give up! After struggling to secure the re-mortgage that I was hoping for (due to reasons of my own doing), Emma came through with an alternative option that I am very happy with. Needless to say, I will be using Emma for all of my mortgage needs moving forward. Thank you again!



Emma has been amazing through the whole process or re-mortgaging! Always made herself available to provide help or guidance! She was willing to answer any question I had, even the silly ones!! Cannot recommend her enough!



I would definitely recommend, Emma answered all my questions and never made me feel silly for not knowing what may seem obvious to some. She has made buying a house so easy. She also travelled to me in Leicester. Thanks Emma.



Get in touch

Looking for your dream home? Ready to save money on your mortgage? Want to protect your home and family?

You’re in the right place.

If you’d like to learn more about our services, ask a question or book a meeting, enter your details below and we’ll be in touch.

    Please read our Privacy Policy.