Meet the team
After 16 years as an estate agent and mortgage adviser, Oundle and Stamford Mortgages was founded by Emma O’Neill in early 2019, with Jess Williams joining in 2020, followed by Kelly Harding later that year. Early 2023 saw the company expand further with the opening of its first branch in the centre of Oundle.
Their extensive experience means they have the knowledge and expertise to provide a truly unique, holistic service; from finding the perfect home and negotiating the sale to moving day and beyond.
How Can We Help?
Your home is one of the most important things in life; something that should be sought, secured and protected with the help of an expert.
But whether you’re buying or remortgaging, mortgages can be a stressful business. Our fundamental belief is that this shouldn’t be the case. For this very reason, we believe in helping our clients throughout the process of making a house a home and then safeguarding it for the future.
Learn more about how we can help:
- First-time buyers
- People buying their next home
- Buy to Let investors
Learn more about the protection services we offer:
- Life insurance
- Critical illness
- Income protection
- Buildings and contents
A massive thank you to Emma & Kelly for arranging our remortgage. We were worried that our circumstances might prove tricky, but they handled everything with ease, and they were always on hand to answer our questions. Fantastic service!
A massive thank you to Emma at Oundle & Stamford Mortgage Services. You made our mortgage application so so easy and gave us the reassurance to be able to benefit from the COVID-19 stamp duty tax relief! No matter what time of day Emma always responded to our queries and regularly touched base if she hadn't heard anything for a while. Using a local broker just gives you the reassurance that a professional invested individual has your best interests at heart. Thank you so much Emma and we will be back in touch soon for all our other protection policies.
We have used Emma for several re-mortgages and now additional borrowing for an extension. The advice, communication and personal service is outstanding. Emma is someone I trust and rely on for professional advice. I can't recommend her and Kelly highly enough.
Couldn’t thank Jess enough for her service. Never thought I would get a mortgage and because of Jess’s advice and guidance I am currently buying my first home. Very professional and a very warm approach to all questions.
Emma helped us every step of the way, always had time for all our questions and problems. Made sure we got the product we desired. Thank you
As an existing customer, this is the second time I have used Emma's service. Emma was very responsive, understanding and helpful. I will continue to use their services and would thoroughly recommend them.
I recently had a mortgage product transfer arranged by Emma and I couldn’t recommend her and her business enough. The process was very easy, reasonably priced and the customer service was second to none. I even received a surprise thank you package in post which was great! Thanks again for the help, I will definitely be using Emma again if I need any mortgage help or advice!
Had excellent service from Jess. She helped me with remortgaging and also my insurance policies. Jess was extremely professional and massively proactive and answered all my queries in a timely manner. I had issues with my previous mortgage company and Jess stepped in and saved the day and got my mortgage sorted for me. I'm now a customer for life and I completely trust their advice. Thank you so much for your help
We can’t thank Emma enough for finding the right mortgage for us to enable us to buy our forever dream home. Emma kept us informed during the whole process easing our anxieties as much as possible. Emma also made sure we had all the documentation we needed prior to applying to lenders to ensure the process was as smooth as possible. Thank you so much!
I would definitely recommend 100%. Amazing service, very friendly and always happy to help. Emmna and Kelly have both been professional and always there if I needed and questions answered. Thank you ladies.
Great communication, clear advice, v fast to respond to questions and Emma and Kelly managed to get my mortgage through amazingly fast. Recommended
We’ve recently used this service, emma looked after us. Brilliant from start to finish. Affordable, great customer service-personal and friendly. Quick and clear responses to all communication and filled us with nothing but confidence. Thank you for all the hard work to enable us to buy our new home, we are so happy! Highly recommend!
A great professional service from Jess who helped me with my mortgage and insurance policies. I would like to thank her for her time and patience with me and for providing such excellent advice and working tirelessly to get me the best products and always keeping me up to date with the progress. I am now back on the property ladder and I can’t thank Jess enough for helping me get there. I would thoroughly recommend.
Really helpful and knowledgeable staff. I felt I received good service and follow up after the house purchase had gone through. Friendly and made themselves available when I had queries.
When we wanted to change our mortgage provider, we decided to use Oundle & Stamford Mortgage Services and we are so pleased we did! Emma was very thorough and took the time to find us the best options for what we wanted. Very professional and clearly knows her job... would highly recommend. Thank you Emma!
A friend recommended Emma at Oundle and Stamford, and from the first phone call I felt totally at ease, as Emma reassured me that she was confident she could help us. Throughout the mortgage application process, she was professional, knowledgeable, and spent time explaining our options.
We were first time buyers and we were a bit lost in how the whole process works in buying our very first home. Emma was fantastic, she explained things to us every step of the way by phone, email and over WhatsApp messaging, which was very good because if we had a quick question over something we didn't understand we could WhatsApp Emma and she would get back to us very quickly. Both of my brothers have used Oundle and Stamford Mortgage Services and we can all highly recommend!! Thank you so much for helping us move into our new home.
Emma has been amazing from start to finish. She has kept us updated throughout. Answered all questions we have had and even helped with chasing up solicitors and paperwork. On top of that she got us the best deal on our mortgage. Would highly recommend. Thank you, Emma, for all your help.
We are extremely happy with the service that Emma of Oundle & Stamford Mortgage Services provided for us. After struggling for a while to find a mortgage that worked for us with different brokers, Emma seemed to make things work almost immediately. With a fair fee, great communication and an abundance of knowledge with lenders, Emma made the whole process very smooth and stress-free for us throughout.
Our first experience with the property ladder has not been an easy one but we can’t thank Emma enough for her patience and support throughout the entire experience. Emma has come back to emails and phone calls without delayand has offered us great advice along the way. Emma came recommended from a friend and we could not recommend her enough! Thanks, so much Emma!
Emma has been brilliant, making us feel at ease and assured us we had nothing to be embarrassed about! She managed to fit the appointments around our busy family life and gave us lots of different options for our re-mortgage. She has helped us every step of the way. We will absolutely use Oundle & Stamford Mortgage Services again and would highly recommend their services.
Communication with Emma has always been very good whilst negotiating difficulties encountered when dealing with mortgage lenders. It was apparent very early on that Emma was extremely competent and understood the mortgage market well.
Emma is extremely professional and personable; she knows her industry very well and gave me a lot of confidence throughout the entire process. I would have no hesitation in working with Emma again in the future.
Emma was absolutely stand out; not only did she know the in's and outs of every lender and placed me in the best possible way, pushing my affordability to the exact amount I needed, but she was also so personable, came back to me really quickly on all my questions (which was loads as a first time buyer purchasing on my own), I felt really looked after and she even called me when she was on holiday. Thank you so much Emma for helping me get my first mortgage.
St Ives, Cambridgeshire
I was referred to Emma via my previous Mortgage service provider. The service has been fantastic, and I would highly recommend anyone who is looking in the future to use this company! Very professional and customer centric experience! Thank you and well done.
Emma is very friendly, professional, and most importantly, does not give up! After struggling to secure the re-mortgage that I was hoping for (due to reasons of my own doing), Emma came through with an alternative option that I am very happy with. Needless to say, I will be using Emma for all of my mortgage needs moving forward. Thank you again!
Emma has been amazing through the whole process or re-mortgaging! Always made herself available to provide help or guidance! She was willing to answer any question I had, even the silly ones!! Cannot recommend her enough!
I would definitely recommend, Emma answered all my questions and never made me feel silly for not knowing what may seem obvious to some. She has made buying a house so easy. She also travelled to me in Leicester. Thanks Emma.
I truly believe Emma went above and beyond to ensure all my needs were met and that I got the best available loan at the lowest possible rate. I would recommend Emma to anyone looking for a mortgage. She was superb.
Our meetings with Emma helped us feel at ease, and her expertise was most helpful. She was friendly and clearly passionate about her work and helping us. We could not recommend her more highly and will be using her services again should we buy another house.
We visited Emma when we were buying our first home. She gave us excellent, clear advice with no fuss, no pressure and no hidden catches. We’re delighted to have finally got onto the property ladder and cannot thank Emma enough for her help.
Emma very much put our minds at ease. She explained each step of the process in simple, understandable terms. The main benefit for us was the way Emma took away the stress. With her help, the whole process was quite relaxed and went quicker than we thought it would.
Emma went above and beyond in order to help me look for properties and offered to set up viewings if required. She was a huge benefit in helping me find and move into my new property and I would have no hesitation in both recommending Emma and using her services again.
We have dealt with Emma for over four years with regards to our mortgage requirements. Her friendly, professional and detailed approach left us with no doubt but to call on her expertise for future house purchases. We always recommend her to friends and family.
We felt completely at ease to ask questions (no matter how silly they may have seemed at the time) and they were always addressed in a clear, concise and timely manner. The sale is now complete. We simply could not have done it without you help. Thank you, Emma.
Outstanding bespoke service from start to finish! Emma guided me through the process brilliantly. I would definitely recommend her and look forward to working with her again in the future
St Ives, Cambridgeshire
In the process of looking for my first home, Emma has been so helpful. She helped me understand all my options, was always on hand when I needed to ask any questions and helped me no end with forms. Glad I've chosen this company to help me and make my experience as simple as can be.
Fantastic experience using Emma O'Neill. As a first-time buyer, she invested a lot of her time to help explain everything in great detail, gave me plenty of mortgage options and helped work out what was best for my personal needs. Not only was she always on the end of the phone if I had questions about the mortgage, but she also helped explain the whole process and advised me on what steps I had to take to ensure the purchase of my first home. All in all, Emma made the whole experienced very relaxed and I would recommend to anyone looking for mortgage advice
An extremely personable adviser who was more than generous with her time! She answered all my questions (even the slightly silly ones) and kept the other parties informed of the progress throughout. I couldn't recommend her services enough! I will definitely be using her again!
St Neots, Huntingdonshire
I've used Emma to organise my mortgages for the past five years and every time she delivers. She has a methodical approach; she knows the market and where to get the best deal to match my needs and circumstances. I can't recommend her highly enough and can't see myself using anyone else in the future.
We had our first meeting with Emma, and she was great. We wanted some advice on how to get started on a mortgage and she provided us with some really helpful advice. We now know what we need to do to get on the property ladder and have a much better understanding of the options available. We are very excited to get started and really looking forward to working with Emma in the future.
St Ives, Cambridgeshire
We've used Emma twice now and I'd highly recommend her to anyone. She really knows her stuff and is very efficient and organised. She is very friendly and completely puts you at ease and makes the whole process seem simple and stress-free.
A big thank you to Emma for my appointment today. She offered some really good advice and was so helpful! I feel so much better after talking things through with her now she has made things a lot clearer!
Fantastic service, very knowledgeable and offered some excellent rates for our renewal. Emma is very professional, offering us appointments at a convenient time. I would highly recommend this company.
I've used Emma twice for mortgages. She is fantastic. Takes her time, very supportive and patient, even when the kids are getting restless. Nothing is a silly question and she got back to us really quickly. Would recommend her all day every day.
Emma is amazing - what a great communicator. She knows her stuff and couldn't do enough to take away the stress and strain. Emma made the whole process quick, simple and straightforward. I will use her time and time again for my mortgage advice
I’d just like to thank Emma for her help with arranging some Life and Critical Illness Cover for myself and my partner. We had no idea of what was out there and what exactly we could be covered for, but now us and even the kiddies have cover which has put my mind at ease. Thanks Emma.
Emma set up my very first mortgage and mortgage review when working previously to Oundle & Stamford Mortgage Services and has now completed an income protection policy for me to add to my Life and Critical Illness cover. It's always been effortless on my part, with Emma being able to achieve the best products at the best costs whilst now providing peace of mind that me, my family and income are protected should anything happen. A service we only have positives for, we wouldn't choose anyone else to help us in the future. Thanks again.
Having worked in the estate agency and mortgage industry for the last 10 years, I thought, as a first-time buyer, that it would be easy to understand how to get a mortgage, but I was wrong!
Emma was understanding of our situation and worked outside of normal hours to get a mortgage offer in place. She achieved this in record time and avoided interest rate rises. Oundle and Stamford Mortgages are the most professional company I’ve ever had the pleasure of dealing with.
I can’t recommend Oundle and Stamford Mortgages enough. Emma has helped me in the past, and her knowledge of the mortgage world is unmatched. She got us a great mortgage offer in an uncertain market. We’ve just moved into our dream home, and we couldn’t have done it without her help.
We came to Emma to get advice regarding where we stood with getting a mortgage. From start to finish, she was great – very friendly and open, which put us at ease. Ours was an awkward case, and she gave us good advice on how to move forward. I’d have no hesitation in recommending Oundle and Stamford Mortgages, and I wouldn’t use anyone else but them in the future!
With this being my first home, I wanted a firm that would be on top of my purchase and keep me updated. I struck gold when I proceeded to go with Jess and the team. The entire process was so easy, and Jess made it feel very personal and like she would do her best to look after me. These Charlie’s Angels made it possible.
Emma and the team are fantastic. As first-time buyers, we needed the process explained to us in a lot of detail, and Emma was always at the end of the phone to answer any questions or queries we had. She is highly professional (and patient!). We wouldn't hesitate to recommend Oundle and Stamford Mortgages to anyone.
The team at Oundle and Stamford Mortgages were always helpful and friendly, and we felt truly valued as clients. The complete process made us feel confident that we were in the hands of experts, and we were delighted with the outcome. It was a totally stress-free experience. Emma and Kelly were easy to contact, reliable, and swift with responses and advice.
From the very first contact with the team, it was a breath of fresh air! They never made us feel stupid and took the time to explain everything. They were always on hand to help and were happy to communicate, even outside of the normal 9 to 5 hours.
Emma and Kelly were brilliant with getting a mortgage for my partner and me. Being self-employed made it a little tricky for us, but they found a great lender with fantastic rates. They were always there whenever we needed help or had a question. We will, without a doubt, be coming back to Oundle and Stamford!
I recently used Jess to remortgage our property. At very short notice, she pulled out all the stops to ensure we could secure the best deal available on the market before the interest rate increased. This saved us hundreds of pounds. She was quick to respond to questions, always polite and utterly professional.
Oundle and Stamford gave fantastic advice and customer service from start to finish. The team was professional and proactive in making progress on my remortgage. For the first time ever, I could put the whole process to the back of my mind and not worry. I’d highly recommend the team if you need any guidance or are looking to get a mortgage, remortgage or insurance. These guys know their stuff!
All testimonials are taken from Google reviews or Facebook reviews provided by our clients.
Get in touch
Looking for your dream home? Ready to save money on your mortgage? Want to protect your home and family?
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