About us

Oundle and Stamford Mortgages was founded by Emma O’Neill in early 2019. After more than 15 years as an Estate Agent and Mortgage Adviser, Emma felt it was time to put her practical experience and in-depth industry knowledge to best use and launch her own business.

Whether you’re buying or remortgaging, mortgages can be a stressful business. Emma’s fundamental belief is that this shouldn’t be the case. This is an exciting time and a chance for a new start; you should be able to enjoy every step.

For this very reason, Emma believes in helping clients throughout the process of making a house a home.


Emma O'Neill

Director & Mortgage Adviser

01832 275 828


Meet Emma


Emma worked as an Estate Agent for more than 15 years. Her background provided a solid framework for her current role as a Mortgage Adviser; one she established over a period of five years at a local estate agency firm.

Emma’s friendly approach and stellar reputation have gained the trust and friendship of many local people who know Oundle & Stamford Mortgages as the first port of call for anything related to homes and mortgages.

Her extensive experience means she has the knowledge and expertise to provide a truly unique, holistic service; from finding the perfect home and negotiating the sale, right through to moving day and beyond.


Emma has lived in Oundle for five years. Some people may know her as Emma Allen; she recently got married to her husband Andy (O’Neill), hence the name change!

Emma loves holidaying in the UK, particularly Cornwall, as well as travelling abroad.

In her spare time, you might catch Emma in the local gym, baking or cooking up a storm at home.


  • Gin
  • Spending time with my cheeky nephews
  • Shopping for shoes
  • A good Netflix series


  • Coffee
  • Cold weather
  • Traffic jams
  • Scary movies

Client testimonials

I truly believe Emma went above and beyond to ensure all my needs were met and that I got the best available loan at the lowest possible rate. I would recommend Emma to anyone looking for a mortgage. She was superb.


Wendover, Buckinghamshire

Our meetings with Emma helped us feel at ease, and her expertise was most helpful. She was friendly and clearly passionate about her work and helping us. We could not recommend her more highly and will be using her services again should we buy another house.

Simon and Amy


We visited Emma when we were buying our first home. She gave us excellent, clear advice with no fuss, no pressure and no hidden catches. We’re delighted to have finally got onto the property ladder and cannot thank Emma enough for her help.

Simon and Louise

Oundle, Northamptonshire

Emma very much put our minds at ease. She explained each step of the process in simple, understandable terms. The main benefit for us was the way Emma took away the stress. With her help, the whole process was quite relaxed and went quicker than we thought it would.

Sean and Abbie

East Northamptonshire

Emma went above and beyond in order to help me look for properties and offered to set up viewings if required. She was a huge benefit in helping me find and move into my new property and I would have no hesitation in both recommending Emma and using her services again.



We have dealt with Emma for over four years with regards to our mortgage requirements. Her friendly, professional and detailed approach left us with no doubt but to call on her expertise for future house purchases. We always recommend her to friends and family.

Ian and Ellen


We felt completely at ease to ask questions (no matter how silly they may have seemed at the time) and they were always addressed in a clear, concise and timely manner. The sale is now complete. We simply could not have done it without you help. Thank you, Emma.

George and Chloe


Get in touch

Looking for your dream home? Ready to save money on your mortgage? Want to protect your home and family?

You’re in the right place.

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