Buildings and Contents Insurance
At Oundle and Stamford Mortgages, we’ll help you find the right coverage to ensure everything important to you is protected.
Protecting your home and belongings is essential for peace of mind. Buildings insurance covers the structure of your property, including walls, roof, and fixtures, while contents insurance safeguards your possessions, from furniture to electronics.
Why It's Important
Without proper insurance, you could face high repair or replacement costs. Buildings and contents insurance provides the financial safety net you need.
As with all insurance policies, conditions and exclusions will apply.
Life is unpredictable, and having the right insurance can save you significant stress and financial strain in case of unexpected events like:
Natural Disasters:
Coverage for damage caused by floods, storms, or fire.
Theft and Vandalism:
Protecting your home and possessions against break-ins or malicious damage.
Accidental Damage:
Options to cover unintentional damage to your property or belongings.
Specialist Cover:
Additional options for non-standard properties, such as listed buildings or thatched roofs.
How We Help
Finding the right insurance policy can feel overwhelming, but we make it simple by:
Personalised Coverage Options:
Tailoring policies to fit your home, lifestyle and budget.
Expert Guidance:
Explaining terms, exclusions, and deductibles in plain language,
Ongoing Support:
Reviewing your coverage regularly to ensure it remains suitable as your circumstances change.
Optional Add-Ons:
Assistance with extras like home emergency cover, legal expenses cover, and personal possessions protection.
Protect your home and possessions with the right insurance policy. Contact us today to get started.
faq
Buildings and Content Insurance
It’s important to calculate the rebuild cost for buildings insurance and the replacement value of your possessions for contents insurance. We’ll help you get this right.
Yes, many providers offer combined policies, which can simplify management and sometimes save you money.
Add-ons like home emergency cover, legal expenses cover, and protection for personal possessions outside the home can enhance your policy. We’ll help you determine what’s right for you.
Yes, we can assist with policies for unique properties, such as listed buildings or homes with thatched roofs. We’ll ensure you have the specialist cover you need.
Common exclusions include wear and tear or damage from poorly maintained properties. We’ll explain all exclusions clearly before you commit.
Oundle and Stamford Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. You can find Stonebridge Mortgage Solutions Ltd on the FCA register by clicking here. Oundle and Stamford Mortgage Services Ltd is entered on the Financial Services Register under firm reference number 842633. Registered Office: Oundle and Stamford Mortgage Services Ltd., 2a New Street, Oundle, PE8 4EA. Registered Company Number: 11811100. Registered in England and Wales. Registered Company Number: 11811100. Registered in England & Wales.
Please note: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.