Income Protection
At Oundle and Stamford Mortgages, we help you find the right income protection policy tailored to your needs and circumstances.
Income protection will ensure you receive a regular monthly income should you ever be unable to work due to illness, injury or incapacity. It will pay a proportion of your earnings so that you can continue to support your family and your recovery.
How We Help
Navigating income protection options can be complex, but we’re here to simplify the process by:
Personalised Assessments:
Tailoring policies to fit your personal and professional circumstances.
Explaining the Fine Print:
Ensuring you understand waiting periods, exclusion, and payment terms.
Ongoing Support:
Helping you review and adjust your policy as your needs change.
Types of Coverage
When choosing an income protection policy, it’s important to understand the options available:
Short-Term Income Protection:
Provides payments for a set period, usually 12 to 24 months, to cover temporary loss of earnings.
Long-Term Income Protection:
Offers ongoing support until you can return to work, reach retirement, or the policy term ends.
faq
Critical Illness Policies
Yes, many policies are designed specifically for self-employed individuals. We’ll guide you through the options available.
Most policies include a waiting period, often ranging from 4 to 52 weeks. We’ll help you choose the best option based on your financial needs.
Policies typically cover up to 50-70% of your gross income. We’ll help you find a policy that aligns with your financial requirements.
Some policies may exclude pre-existing conditions or injuries caused by specific activities. We’ll review these details with you to ensure you’re fully informed.
Protect your income and secure your financial future. Contact us today to learn more about income protection policies.
What Our Clients Say
Client trust and satisfaction are at the heart of what we do. Here’s what our clients have to say about working with us.
Luke Brennan
"I was recommended to Oundle and Stamford by a colleague from work and their service didn't disappoint. I approached Oundle and Stamford to discuss my remortgage options with Emma and she made the whole process, easy, relaxing and completely stress free knowing I was doing the right thing for my situation. Emma also helped me with arranging health cover and income insurance to ensure I am financially protected. I would greatly recommend Oundle and Stamford for all of your Mortgage needs, they are clear, concise and a pleasure to talk to."
Oundle and Stamford Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. You can find Stonebridge Mortgage Solutions Ltd on the FCA register by clicking here. Oundle and Stamford Mortgage Services Ltd is entered on the Financial Services Register under firm reference number 842633. Registered Office: Oundle and Stamford Mortgage Services Ltd., 2a New Street, Oundle, PE8 4EA. Registered Company Number: 11811100. Registered in England and Wales.
Please note: Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.