Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, according to a survey.
Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigate the chances of a break-in.
Other ways you risk invalidating your home insurance include:
- Not maintaining your property (e.g. checking for damp and clearing gutters)
- Carrying out significant building work without notifying your insurer
- Using your home as a business without telling the insurer
- Not updating your insurer about a change in circumstances, such as – more or fewer people living at home.
As with all insurance policies, conditions and exclusions will apply
* Aviva, 2024
