Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage? Time for a fall? Most analysts agree that interest rates have peaked but there is less consensus on exactly when they will start to drop. One forecast1
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When buying a house, a property survey can seem like one more cost among many. But getting the right survey is more than a burden – it can be crucial to ensuring you are paying a fair price. A property survey helps you check that everything is up to scratch, makes you aware of any
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Only 2 in 10 UK homeowners have income protection1, even though it’s likely to be needed at some point in a person’s life. Take a 35-year-old woman who is a non-smoker – for her, there is a 4% chance of death, but a 34% chance that she will be unable to work for 2 months
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Have you managed to stick to your new year resolutions? Undertaking a protection and mortgage review should be top of a financial to-do list for the coming year. But don’t worry if you haven’t tackled this task yet, just try to make it a priority in the coming months. We’re keeping our finger on the
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Considering extra mortgage payments? Given the current landscape, the question is– is it more prudent to overpay your mortgage or bolster your savings? The crux of the decision hinges on your existing mortgage rate. If your mortgage rate is comparable to or exceeds your savings rate, it might be a strategic move to allocate any
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