The first few months of 2024 showed some promise for a housing market which is stabilising following a challenging period for buyers and sellers alike. So, with spring well under way, how is the property market faring at the moment? Boost in buyers Prospective buyers are continuing to return to the market, as the number
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Life insurance scams are a common kind of fraud. With 40 million UK adults targeted by scammers in Q1 of last year1, it is important to be prepared. Scams can take place in a variety of ways and are becoming increasingly sophisticated due to technological advancements. Fraudsters sometimes claim to be an insurer contacting you
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Is it time to review your life insurance policy? We understand that it might not be easy to revisit this area, but just because you purchased cover once, it doesn’t mean you no longer have to think about it. Life insurance is calculated depending on each person’s circumstances and how much protection their surviving loved
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Eager home sellers got the year off to a good start before it had even begun, with over 10,000 properties put up for sale on Boxing Day 2023 – the highest number of new listings in one day since 20111. This momentum carried over into the new year as estate agents received a record number
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With all the economic uncertainty, we understand that it might feel tempting to cut costs where you can by cancelling protection. But it’s more important than ever to have the appropriate cover now so you don’t pay a bigger price further down the line. More are cancelling their cover Research has found that 26% of
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Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage? Time for a fall? Most analysts agree that interest rates have peaked but there is less consensus on exactly when they will start to drop. One forecast1
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When buying a house, a property survey can seem like one more cost among many. But getting the right survey is more than a burden – it can be crucial to ensuring you are paying a fair price. A property survey helps you check that everything is up to scratch, makes you aware of any
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Only 2 in 10 UK homeowners have income protection1, even though it’s likely to be needed at some point in a person’s life. Take a 35-year-old woman who is a non-smoker – for her, there is a 4% chance of death, but a 34% chance that she will be unable to work for 2 months
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Have you managed to stick to your new year resolutions? Undertaking a protection and mortgage review should be top of a financial to-do list for the coming year. But don’t worry if you haven’t tackled this task yet, just try to make it a priority in the coming months. We’re keeping our finger on the
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Considering extra mortgage payments? Given the current landscape, the question is– is it more prudent to overpay your mortgage or bolster your savings? The crux of the decision hinges on your existing mortgage rate. If your mortgage rate is comparable to or exceeds your savings rate, it might be a strategic move to allocate any
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