There are a lot of things to thing about when renovating or extending your home. With a million things to do, it is easy to forget something important – like insurance. Major renovation work can require temporary specialist insurance cover because of the increased risk of damage to your property. Talk to your insurer It
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Everybody knows that life has a funny way of turning out differently to how we expect it to. When faced with the unpredictable twists and turns of fate, it is comforting to have the support of the right protection policy for your needs. Rising bills reinforce need for protection With rising household bills, as well
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People tend to think about life insurance at trigger points in their life such as having children. It’s normal when people take on greater responsibility in their lives that they assess their ability to provide financial security to loved ones if the worse were to happen. A misconception does exist that life insurance is for
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Buying a property is the biggest purchase most people will ever make and mortgage repayments tend to be most homeowners’ largest monthly expense. Despite this, many don’t back up their investment with the right level of protection. If you were to fall ill and be unable to work, would you be able to keep up
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Roughly nine in ten homes have underestimated the amount of cover they need to account for ‘rebuilding’ costs on their property insurance, estimates show1. This is largely because costs have shot up by 18% in a year, resulting in the average three-bed semi-detached home now costing £53,000 more to rebuild than it would have in
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The stereotypical picture of applicants for a joint mortgage is a married couple or civil partnership bringing together their finances and committing their future to one another. Increasingly, however, a new type of buyer is resorting to joint mortgages: first-time buyers (FTBs) struggling to get a foot on the ladder. Teamwork A joint mortgage is
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ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan. Read the guide to find out: Why ISAs are a tax-efficient way to save
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Taking out a mortgage is likely to be one of the biggest financial commitments you ever make. So, finding the type of mortgage deal that’s best for your situation early on in the process can help give you the peace of mind that it’s the right one for you and your circumstances. But with various
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When interest rates are low, it can sometimes be difficult to know what to do with all of your spare cash. According to Moneyfacts, as of 17 August, the highest return on an easy access savings account was just 1.67%, which is significantly lower than the rate of inflation. Due to this, you might be
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Buy-to-let properties can provide an additional income stream and help you to support your goals. As a result, becoming a landlord is something you may have thought about. For example, you may want to purchase a buy-to-let property to diversify your assets or provide children with an inheritance. One of the most common reasons is
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