Financial protection is an important part of creating long-term security. Yet, it’s something that many people overlook. Appropriate financial protection can provide you or your family with an income or lump sum when you need it most. It can create a valuable safety net and help ensure you’re still able to meet financial commitments if
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In recent weeks, you can’t have missed headlines about the cost of living crisis in the UK. From litres of petrol to loaves of bread, the price of many goods and services has noticeably increased in the past few months. According to data from the Office for National Statistics (ONS), the Consumer Price Index rose to 9%
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Over time, you can pick up things that clutter your life and mean you aren’t living the lifestyle you want. It might be material items taking up space in your house, or even habits that mean you’re distracted from focusing on your important goals. Spring is often associated with giving your home a big clean,
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In recent years, the UK housing market has enjoyed strong growth. According to figures from the Office for National Statistics, the average UK home cost £271,000 in November 2021. While this is obviously good news for homeowners, it also poses a problem for prospective buyers. If you’re hoping to take that all-important first step onto
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In recent weeks, you may have noticed that the price of many goods has been rising. According to figures from the Office for National Statistics, According to figures from the Office for National Statistics, the rate of inflation increased by 3.8% in the 12 months to October. One of the proposed solutions to this issue
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If you’re looking to get onto the property ladder, you might have seen that there’s a wide variety of houses to choose from. One of the options that you may have considered is to buy a new-build home. According to figures from the National House Building Council, developers built more than 120,000 new houses in
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When you think about your future, how far ahead do you plan? Perhaps you’ve thought about what your life will look like in 10 years, but have you considered your later years? While retirement planning is common, it’s often the early years of retirement that people focus on. However, your needs and lifestyle wishes can
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Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you have more responsibility for generating an income later in life and it’s important to understand what your options are. Our latest guide explains the basics you need to know, including: Why it’s important
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In recent years, the rising cost of house prices has meant that many young adults have struggled to take the first step onto the housing ladder. According to figures from the Office for National Statistics, the price of the average UK house now stands at £250,000, requiring buyers to save up a significant amount of
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Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own, so it’s not surprising that we want the value to go up. While property prices have soared in recent years, investing in your home could push up its value even
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