In 2022, people in the UK unknowingly spent half a billion pounds¹ on subscriptions that automatically renew. It can be easy to get caught out if companies make it difficult to cancel or fail to remind you that their service is due for renewal. Insurance could be one of these products that slip through the
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What steps would you take if your health meant you were no longer able to work? For people with an income protection policy in place, it would likely be to focus on their health. Those without income protection might end up thinking about money a lot more than they want to. Long-term illness Research shows
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As research1 reveals that 45% of UK adults are losing sleep over money, we’re here to remind you of the value of professional advice. Counting cost-of-living sheep The squeeze on people’s finances caused by the cost-of-living crisis is understandably a key reason why people are struggling to get enough shut-eye. If you’re awake with worry,
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A recent survey¹ has found that, despite the pressures on the property market, nearly a third of buy-to-let landlords plan to expand their portfolio next year. 44% of those with hopes to buy are portfolio landlords who already own at least 11 properties. When asked about their motivation, just over a third said they were
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It is no secret that the UK’s weather can be unpredictable and, at times, unpleasant. And with climate change making extreme weather ever more extreme, there is plenty more wild weather in store. How can you protect your home? Storms ahead After three gales in February 2022, UK households made 170,000 insurance claims1, with insurance
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On 22 November, Jeremy Hunt outlined 110 growth measures which he said would boost business investment by £20bn a year, as part of the Autumn Statement. In an effort to get the economy “back on track” his package of measures are intended to cut business taxes, raise business investment and get more people into work,
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If you have any spare funds, should you consider overpaying your mortgage? With interest rates higher and savings rates elevated, what’s the right thing to do – overpay or save? One of the deciding factors will depend on your current mortgage rate. It may make sense to overpay if your mortgage rate is similar, or
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The average quoted price of home insurance has rocketed by 25.7% year-on-year, according to the latest Consumer Intelligence price index. The average quoted premium for buildings and contents policies has now reached £212 per year, with Londoners facing quotes 49% higher than the UK average. The South East is the only other region to see
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Forty years since critical illness cover first launched, the protection remains as crucial as ever. Peace of mind Critical illness cover pays out a lump sum if you are diagnosed with a specified illness, such as cancer. This protection provides vital peace of mind for you and your family, making sure you can meet financial
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If you’ve recently experienced life changes, you might wish to review your life insurance or consider taking it out for the first time. It may not be nice to think about, but planning now could ensure your loved ones are supported in the event of your death. Do I need cover? If you have financial
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