Market experts have predicted that mortgage rates of 4.5% will be the ‘new normal’ in the UK. In August 2023, Bank Rate reached a 16-year high of 5.25%, causing the cost of borrowing to increase. Many hoped this was a one-off spike, but the CEO of Lloyds Banking Group has suggested that this might be
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A recent report has found that most young adults in the UK do not have life insurance1, even though it is one of the most important financial products that you could have. Cost-of-living crisis Over half (51%) of adults aged 18-40 admitted they do not have life cover, with many concerned about affordability due to
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If you already have adequate cover in place, it can be easy to assume that there is nothing more to be done. However, there are extra steps you can take to make sure that you and your loved ones are fully protected in the event of a claim. Writing life insurance policies in trust Having
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Before the election, property experts Rightmove carried out a survey to ascertain what this new government’s priorities should be when it comes to housing. Here is a roundup of what the nation is hoping for. Speed up housebuilding One of the top recommendations was making improvements to the housebuilding process1. Buyer demand has increased by
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As confidence grows among sellers, many homeowners are preparing to put their property up for sale. Here’s how you can get your home ready for viewings. First impressions are vital when viewing a property, so make sure the front of your home is in good condition. This includes your driveway, front garden and the paintwork
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