The pandemic and subsequent lockdowns have made a significant impact on many people’s finances in recent months. According to figures from the Office for National Statistics, published in the Guardian, almost nine million people have had to increase their borrowing just to make ends meet. Financial disruptions can cause large amounts of stress, which can
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money. Our guide explains seven key allowances you should
If your estate could be liable for Inheritance Tax (IHT), gifting is one solution for passing on wealth while reducing the bill that could be appropriate for you. Our latest guide explains the basics of IHT and what you need to consider if you want to make gifting part of your long-term financial plan. The
Buying a house is likely to be the biggest financial commitment you ever make. So, it’s important that you get it right, otherwise, it could end up costing you hundreds or even thousands of pounds. While finding the home of your dreams is an exciting time, the truth is that the house-buying process can be