Buying a property is the biggest purchase most people will ever make and mortgage repayments tend to be most homeowners’ largest monthly expense. Despite this, many don’t back up their investment with the right level of protection. If you were to fall ill and be unable to work, would you be able to keep up
Roughly nine in ten homes have underestimated the amount of cover they need to account for ‘rebuilding’ costs on their property insurance, estimates show1. This is largely because costs have shot up by 18% in a year, resulting in the average three-bed semi-detached home now costing £53,000 more to rebuild than it would have in
The stereotypical picture of applicants for a joint mortgage is a married couple or civil partnership bringing together their finances and committing their future to one another. Increasingly, however, a new type of buyer is resorting to joint mortgages: first-time buyers (FTBs) struggling to get a foot on the ladder. Teamwork A joint mortgage is
ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help you understand why using an ISA to save or invest could be a valuable part of your financial plan. Read the guide to find out: Why ISAs are a tax-efficient way to save